The "liability" is included but the other options are:
Third Party Insurance included
Loss damage waiver US$ 28.25/day
Personal accident protection US$3.00/day
Supplemental Liability Insurance US$10.00/day
I'm thinking Personal Accident and Supplemental Liability is enough.
I have been down there multiple times and never rented a car. This time we want to do some exploring around to surrounding areas and not be dependent on a bus schedule.
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