We tend not to care that much when the amount is small but $1,200 usd is getting into the area of a $1 to 2,000 peso difference.
When I do real estate transfers of tens of thousands of dollars a small difference in the exchange rate can be hundred dollars.
I always check the Internet bank rate (which you will never get) before I call my agent and ask them what the exchange rate is they are going to give me on a transaction. If that quote has too much of a spread I will coax them to do better i.e. shave some points off their margin and end up getting a better rate.
But you have to know what the bank rate is in order for you to know if (or how hard) you are getting finger ####ed. If you don't know that number then you have just spread Vaseline on you sphincter before entering the office.
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